Placement of Your Home
Before you buy a home, you’ll need to decide where you want to live. You have several options. You can place your home on land you own or you can purchase a home in a community.
Personal Real Estate
If you plan to buy land, there are several matters to consider. We may be able to help you with the following concerns:
Zoning. In some areas, you may face zoning requirements or restrictions. Contact your planning and zoning office for more information.
Restrictive Covenants. These are limitations in property deeds that control how a piece of land can be used. You may want to seek the advice of a real estate attorney to avoid problems.
Utilities. Although a manufactured home comes with plumbing, electrical, and heating systems, it must be connected to utilities. Contact your local public utility companies for connection and cost information.
Water. Not all areas have local water lines and you may have to drill a well. Check with a local well-drilling company about costs. Also, check with local health officials about water quality.
Sewage. Some areas rely on septic systems rather than city or county sanitary sewerage systems. If you can’t connect your home to a municipal or county system, check with local authorities about installing a septic tank. For more information, contact your local health department or the office responsible for issuing building permits.
Manufactured Home Communities
Perhaps a community specifically planned for manufactured housing appeals to you. Buying a home in a community involves fewer practical concerns than siting the home on your own land since most services are included.
Buying a Home on Site
Another option that’s gaining popularity is a planned subdivision where the developer is responsible for installation. Be sure to ask us about costs, services, and covenants before you buy.
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